increase your bottom line

What opportunities would exist for your business with improved cash flow?

  • Conserve capital for reinvesting in your business
  • Improve budgeting accuracy through fixed monthly payments and no floating rates
  • Match payments to cash flow patterns for the equipment and software's expected lifetime
  • Benefit from our broad range of financing products

take advantage of tax benefits

How can your organization use equipment financing to optimize tax deductions?

  • With some leases, payments are fully deductible as a business expense which reduces your taxable income
  • Other leases provide the same depreciation and interest expense deductions as ownership
  • Consult your tax advisor for benefits specific to your business

avoid owning outdated solutions

Concerned that rapidly changing technology or new equipment and software needs could leave your business vulnerable?

  • Financing allows you to upgrade your equipment and software to keep pace with technology
  • Keep your options open - your organization’s growth, expansion and innovation goals are all supported reasons to finance rather than purchase
  • Financing offers flexibility, allowing you to maximize productivity with your current equipment and software and obtain newer solutions in the future

total solution financing

Financing simplifies budgeting and enhances your balance sheet by allowing you to bundle all of your asset needs into a single fixed-payment plan.

  • Avoid being trapped by ownership, as financing allows for upgrades or trade-ins
  • Financing lets you think “Big Picture” by providing flexibility for your equipment and software to grow and change with your business needs
  • “Soft costs” like software, shipping, installation, training and maintenance can all be included in one agreement

products

Key offers innovative, competitive and flexible financing plans to fund your new equipment and software, including:

  • 0% Financing
  • Deferred Payment Options
  • FMV
  • Low-interest Financing
  • Sale and Leaseback
  • Software Financing
  • Tax Exempt Lease
  • Tech Refresh
  • Total Solution Financing
  • TRAC Lease

Contact your Key Equipment Finance Sales Rep (see below) to learn how to leverage and customize our products to address specific business needs.

Choose Key Equipment Finance for:

  • Industry experience with a 38-year track record
  • Timely credit decisions
  • Accountable sales, credit and legal expertise
  • A stable financial partner and industry-specific expertise, both now and in the future

Equipment financing can play an essential role in virtually every successful business strategy through a host of advantages over a cash or credit purchase, including:

  • No or low down payments
  • Improved cash-flow management
  • Fixed rate for the term of the lease
  • Mid-term or end-of-lease upgrades that allow you to stay nimble and competitive
  • Simplified budgeting, matching monthly payments to your cash flow requirements
  • Flexible terms that proportionately align payment amounts during months the equipment is generating revenue
  • Potential tax benefits (consult your tax advisor)

Find your solution

Contact your Key Equipment Finance Sales Rep at 800-800-3671 or KEF@key.com to take advantage of our broad range of financing opportunities.



Key Equipment Finance: Experience and Strength

Key Equipment Finance has been in the equipment financing business for more than 38 years. We manage a core equipment portfolio of approximately $11 billion with annual originations of nearly $3 billion. Headquartered outside Denver, Colorado, we support the equipment financing needs of clients all over the world.

Key Equipment Finance is an affiliate of KeyCorp (NYSE: KEY). Cleveland-based KeyCorp is one of the nation’s largest bank-based financial services companies, with assets of approximately $93 billion. Key companies provide investment management, retail and commercial banking, consumer finance,and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally.